You’ve probably heard the headlines: mortgage rates are still high, and the market is tough. But here’s what most of those headlines miss: subtle signs of life in the housing market. Mortgage purchase applications are up year over year, and even though rates are still above 6.5%, demand is starting to stir. It’s not a boom. It’s not a frenzy. But it is something to take note of. What Are Mortgage Purchase Applications? Mortgage purchase […]
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Thinking about buying a home this year? You’ve probably heard all kinds of advice: “Wait for rates to drop.” “Home prices are too high.” “Now’s the best time to buy!” Truth is, no one has a crystal ball. But if you’re trying to decide whether now is the right time to buy, there’s one thing you need to ask yourself… How long do you plan to stay? Because when it comes to real estate, time […]
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If you’re a homeowner, chances are you’ve watched your home’s value rise over the past few years. Thanks to record-high equity levels, many homeowners are sitting on what feels like a financial jackpot. But with the housing market shifting and 2025 on the horizon, you might be wondering: Should I sell my home and cash in on my equity, or stay put and make the most of what I have? Here’s how to use your […]
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